CAREER TRACK 

SENIOR CONSULTANT, SolomonEdwardsGroup LLC                           Feb 2010 to Present

A national consulting practice with specialties in FDIC RAC engagements. Most notably Colonial Bank receivership, managing $3.2 Billion in mortgage assets.

EXECUTIVE DIRECTOR, AskJMS.org, Sugar Land, Texas                            2008 to Present

A non-profit community organization specializing in education and training for job seekers and persons in career transition. JMS is dedicated to assist individuals with developing a more successful job search process.

BUSINESS FOUNDER, Houston, Texas                                                             1998 to 2007

Launched entrepreneurial ventures offering specialized business process outsourcing (BPO) services for mortgage bankers and brokers

 Entrepreneur, Business Builder and Consultant

Private practice consulting services to banks, mortgage bankers, and title companies; specializing in project analysis, and other operational issue assessments. Provide project management outsourcing as needed for special projects and/or acquisition and merger activities. Design, produce and distribute marketing materials for service providers. Also perform strategic planning and budgeting. Conference speaker, writer and visionary. Formed Post-Close America in 2003 to provide outsource services to mortgage bankers.

OPERATIONS SENIOR MANAGEMENT, Houston, TX                                         1985 to 1998

Chase Bank of Texas, a $27 billion, bank holding company headquartered in Houston, Texas, a subsidiary of JP Morgan Chase Bank, New York.

·   Vice President, National Sales, Loan Document Custody: Business Development Officer for Chase Manhattan Bank and Texas Commerce, overseeing the national sales campaign to increase client base and product revenues for the bank’s loan document custody services. Clients use these services to pledge mortgage loans as collateral, backing secondary market securities. A third party “custodian” must be designated to hold this collateral. The Development Officer must negotiate contracts, analyze deal situations and establish operating requirements.

·   Vice President and Division Manager, Loan Document Custody: Manage a staff of 265 employees providing mortgage-warehousing services to 250 clients in 37 states. Transaction processing in excess of $1.8 billion per month. Also house and maintain an inventory of various loan collateral valued in excess of $95 billion for the benefit of GNMA, FNMA, FHLMC and numerous trustees.  Operations management includes the design, acquisition and implementation of technology to support ever-increasing systems demands.

• Design and implementation of client/server platform to support Loan Document Custody operations for Texas Commerce Bank.

• Grew Chase Bank of Texas’ mortgage custody business from 40,000 files to 2,000,000 files. Collateral value in excess of $95 billion.

·   Vice President and Division Manager, Real Estate Loan Services: Manage staff of 225 employees responsible for administration and servicing of holding company's $3.5 billion statewide real estate loan portfolio. Service 15 metropolitan bank locations with over 120 branches. Primary responsibility to manage the efforts of three distinct loan operations in reviewing loan documentation, maintaining bank collateral, funding/paying loans, maintaining escrow accounts, and monitoring regulatory compliance. 

·   Member, Texas Commerce Corporate Compliance Committee (1989-1994) Responsible for commercial loan operations regulatory compliance review and procedures.

COMMERCIAL BANKING MANAGEMENT & TECHNOLOGY, Houston, TX          1979 to 1985

·   Vice President and Section Manager, Operations Group: Responsible for bank's on‑line customer information system. This mainframe system supported 500 terminals bank‑wide, delivering daily and monthly customer information for deposit and loan totals, customer relationship hierarchies, and customer profitability analysis, increased accuracy of non-interest income collection, improving collections by 15%.

·   Financial Analyst, Financial Planning Group: Responsible for budget and planning for various areas. Developed bank’s first automated asset and liability model used in Financial Planning to allocate monthly sources and uses of funds.

·  Operations Management Training, Operations Group: A nine-month program to train operations management personnel in all aspects of bank operations.

MILITARY U.S. Army, Fort Rucker, Alabama                                                    1975 to 1979

Officer, U.S. Army, responsible for various logistical functions at the Army Flight School, Ft. Rucker, Alabama. Broad base of personnel, administration, and operations management experience.